Median home value in zip code 31081 (Ideal, GA) is $186,565, up 6.2% year over year.

Home Value$186,565

YoY Change

+6.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 31081 (Ideal).

Income (annual)

Down Payment

$37,313 on $186,565

Example: $75,000 household income. Change it above to see your own.

Affordable20% of income

Under the 28% guideline.

PITI$1,250

P/I20%

Afford$261K

Room+$75K

P&I $943Tax $140Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.