Median home value in zip code 31316 (Ludowici, GA) is $284,909, up 1.4% year over year. Part of the Hinesville, GA metropolitan area.

Home Value$284,909

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 31316 (Ludowici).

Income (annual)

Down Payment

$56,982 on $284,909

Example: $75,000 household income. Change it above to see your own.

Stretch29.1% of income

Above 28% but manageable with cuts.

PITI$1,821

P/I29.1%

Afford$274K

Gap-$11K

P&I $1,441Tax $214Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

31316 is part of the Hinesville, GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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