Median home value in zip code 31557 (Patterson, GA) is $196,252, up 4.4% year over year. Part of the Waycross, GA metropolitan area.

Home Value$196,252

YoY Change

+4.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 31557 (Patterson).

Income (annual)

Down Payment

$39,250 on $196,252

Example: $75,000 household income. Change it above to see your own.

Affordable20.9% of income

Under the 28% guideline.

PITI$1,306

P/I20.9%

Afford$263K

Room+$67K

P&I $992Tax $147Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

31557 is part of the Waycross, GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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