Median home value in zip code 31565 (Waverly, GA) is $373,930, up 2.5% year over year. Part of the St. Marys, GA metropolitan area.

Home Value$373,930

YoY Change

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 31565 (Waverly).

Income (annual)

Down Payment

$74,786 on $373,930

Example: $75,000 household income. Change it above to see your own.

Out of reach37.4% of income

Need $100,200/yr to afford.

PITI$2,338

P/I37.4%

Afford$280K

Gap-$94K

P&I $1,891Tax $280Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

31565 is part of the St. Marys, GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Marys, GA analysis

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