Median home value in zip code 31568 (White Oak, GA) is $278,137, up 0.8% year over year. Part of the St. Marys, GA metropolitan area.

Home Value$278,137

YoY Change

+0.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 31568 (White Oak).

Income (annual)

Down Payment

$55,627 on $278,137

Example: $75,000 household income. Change it above to see your own.

Stretch28.5% of income

Above 28% but manageable with cuts.

PITI$1,782

P/I28.5%

Afford$273K

Gap-$5K

P&I $1,406Tax $209Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

31568 is part of the St. Marys, GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View St. Marys, GA analysis

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