Median home value in zip code 31631 (Fargo, GA) is $88,284, down 8.8% year over year. Part of the Valdosta, GA metropolitan area.

Home Value$88,284

YoY Change

-8.8%

Prices falling — better for buyers.

Affordability

Enter your income for 31631 (Fargo).

Income (annual)

Down Payment

$17,657 on $88,284

Example: $75,000 household income. Change it above to see your own.

Affordable10.9% of income

Under the 28% guideline.

PITI$679

P/I10.9%

Afford$228K

Room+$139K

P&I $446Tax $66Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

31631 is part of the Valdosta, GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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