Median home value in zip code 31641 (Naylor, GA) is $247,328, up 2.7% year over year. Part of the Valdosta, GA metropolitan area.

Home Value$247,328

YoY Change

+2.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 31641 (Naylor).

Income (annual)

Down Payment

$49,466 on $247,328

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,603

P/I25.6%

Afford$270K

Room+$23K

P&I $1,251Tax $185Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

31641 is part of the Valdosta, GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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