Median home value in zip code 31721 (Albany, GA) is $232,778, down 0.1% year over year. Part of the Albany, GA metropolitan area.

Home Value$232,778

YoY Change

-0.1%

Prices falling — better for buyers.

Affordability

Enter your income for 31721 (Albany).

Income (annual)

Down Payment

$46,556 on $232,778

Example: $75,000 household income. Change it above to see your own.

Affordable24.3% of income

Under the 28% guideline.

PITI$1,518

P/I24.3%

Afford$268K

Room+$36K

P&I $1,177Tax $175Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

31721 is part of the Albany, GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Albany, GA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.