Median home value in zip code 31787 (Smithville, GA) is $152,014, down 1.4% year over year. Part of the Albany, GA metropolitan area.

Home Value$152,014

YoY Change

-1.4%

Prices falling — better for buyers.

Affordability

Enter your income for 31787 (Smithville).

Income (annual)

Down Payment

$30,403 on $152,014

Example: $75,000 household income. Change it above to see your own.

Affordable16.8% of income

Under the 28% guideline.

PITI$1,049

P/I16.8%

Afford$254K

Room+$102K

P&I $769Tax $114Ins $167

6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

31787 is part of the Albany, GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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