Zip Code

31787

Smithville, GAAlbany, GA

Median home value in zip code 31787 (Smithville, GA) is $152K, down 1.4% year over year. Part of the Albany, GA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Albany, GA metro →

Home Value$152,014
YoY Change
-1.4%
AFFORDABILITY

Enter your income for 31787 (Smithville).

$30,403 on $152,014
Affordable — 16.8% of income

Under the 28% guideline.

PITI$1,049
P/I16.8%
Afford$254K
Room+$102K
P&I $769Tax $114Ins $167
6.50% 30yr, 20% down, county tax + GA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

31787 is part of the Albany, GA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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