Median home value in zip code 32024 (Lake City, FL) is $314,119, down 0.4% year over year. Part of the Lake City, FL metropolitan area.

Home Value$314,119

YoY Change

-0.4%

Prices falling — better for buyers.

Affordability

Enter your income for 32024 (Lake City).

Income (annual)

Down Payment

$62,824 on $314,119

Example: $75,000 household income. Change it above to see your own.

Stretch34.6% of income

Above 28% but manageable with cuts.

PITI$2,163

P/I34.6%

Afford$254K

Gap-$60K

P&I $1,588Tax $225Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32024 is part of the Lake City, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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