Median home value in zip code 32055 (Lake City, FL) is $215,252, down 1.9% year over year. Part of the Lake City, FL metropolitan area.

Home Value$215,252

YoY Change

-1.9%

Prices falling — better for buyers.

Affordability

Enter your income for 32055 (Lake City).

Income (annual)

Down Payment

$43,050 on $215,252

Example: $75,000 household income. Change it above to see your own.

Affordable25.5% of income

Under the 28% guideline.

PITI$1,593

P/I25.5%

Afford$236K

Room+$21K

P&I $1,088Tax $154Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32055 is part of the Lake City, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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