Median home value in zip code 32064 (Live Oak, FL) is $176,800, up 1.2% year over year.

Home Value$176,800

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 32064 (Live Oak).

Income (annual)

Down Payment

$35,360 on $176,800

Example: $75,000 household income. Change it above to see your own.

Affordable21.9% of income

Under the 28% guideline.

PITI$1,371

P/I21.9%

Afford$226K

Room+$49K

P&I $894Tax $127Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.