Zip Code

32096

White Springs, FLLake City, FL

Median home value in zip code 32096 (White Springs, FL) is $207K, down 3.0% year over year. Part of the Lake City, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lake City, FL metro →

Home Value$207,358
YoY Change
-3.0%
AFFORDABILITY

Enter your income for 32096 (White Springs).

$41,472 on $207,358
Affordable — 24.8% of income

Under the 28% guideline.

PITI$1,547
P/I24.8%
Afford$235K
Room+$27K
P&I $1,049Tax $149Ins $350
6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

32096 is part of the Lake City, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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32096 (White Springs, FL) Housing Market | CrashWatch