Median home value in zip code 32096 (White Springs, FL) is $207,358, down 3.0% year over year. Part of the Lake City, FL metropolitan area.

Home Value$207,358

YoY Change

-3.0%

Prices falling — better for buyers.

Affordability

Enter your income for 32096 (White Springs).

Income (annual)

Down Payment

$41,472 on $207,358

Example: $75,000 household income. Change it above to see your own.

Affordable24.8% of income

Under the 28% guideline.

PITI$1,547

P/I24.8%

Afford$235K

Room+$27K

P&I $1,049Tax $149Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32096 is part of the Lake City, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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