Median home value in zip code 32113 (Citra, FL) is $299,233, up 0.2% year over year. Part of the Ocala, FL metropolitan area.

Home Value$299,233

YoY Change

+0.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 32113 (Citra).

Income (annual)

Down Payment

$59,847 on $299,233

Example: $75,000 household income. Change it above to see your own.

Stretch33.2% of income

Above 28% but manageable with cuts.

PITI$2,078

P/I33.2%

Afford$252K

Gap-$47K

P&I $1,513Tax $214Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32113 is part of the Ocala, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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