Median home value in zip code 32139 (Georgetown, FL) is $215,952, up 1.6% year over year. Part of the Palatka, FL metropolitan area.

Home Value$215,952

YoY Change

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 32139 (Georgetown).

Income (annual)

Down Payment

$43,190 on $215,952

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,597

P/I25.6%

Afford$237K

Room+$21K

P&I $1,092Tax $155Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32139 is part of the Palatka, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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