Median home value in zip code 32164 (Palm Coast, FL) is $318,105, down 4.3% year over year. Part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area.

Home Value$318,105

YoY Change

-4.3%

Prices falling — better for buyers.

Affordability

Enter your income for 32164 (Palm Coast).

Income (annual)

Down Payment

$63,621 on $318,105

Example: $75,000 household income. Change it above to see your own.

Stretch35% of income

Above 28% but manageable with cuts.

PITI$2,186

P/I35%

Afford$255K

Gap-$63K

P&I $1,609Tax $228Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32164 is part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Deltona-Daytona Beach-Ormond Beach, FL analysis

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