Median home value in zip code 32168 (New Smyrna Beach, FL) is $375,992, down 3.1% year over year. Part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area.

Home Value$375,992

YoY Change

-3.1%

Prices falling — better for buyers.

Affordability

Enter your income for 32168 (New Smyrna Beach).

Income (annual)

Down Payment

$75,198 on $375,992

Example: $75,000 household income. Change it above to see your own.

Out of reach40.3% of income

Need $108,043/yr to afford.

PITI$2,521

P/I40.3%

Afford$261K

Gap-$115K

P&I $1,901Tax $269Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32168 is part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Deltona-Daytona Beach-Ormond Beach, FL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.