Median home value in zip code 32169 (New Smyrna Beach, FL) is $539K, down 1.4% year over year. Part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Deltona-Daytona Beach-Ormond Beach, FL metro →

Home Value$538,888

YoY Change

-1.4%

AFFORDABILITY

Enter your income for 32169 (New Smyrna Beach).

Income (annual)

Down Payment

$107,778 on $538,888

Out of reach — 55.4% of income

Need $148,329/yr to afford.

PITI$3,461

P/I55.4%

Afford$272K

Gap-$266K

P&I $2,725Tax $386Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32169 is part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Deltona-Daytona Beach-Ormond Beach, FL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free