Median home value in zip code 32187 (San Mateo, FL) is $233,771, down 1.4% year over year. Part of the Palatka, FL metropolitan area.

Home Value$233,771

YoY Change

-1.4%

Prices falling — better for buyers.

Affordability

Enter your income for 32187 (San Mateo).

Income (annual)

Down Payment

$46,754 on $233,771

Example: $75,000 household income. Change it above to see your own.

Affordable27.2% of income

Under the 28% guideline.

PITI$1,700

P/I27.2%

Afford$241K

Room+$7K

P&I $1,182Tax $168Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32187 is part of the Palatka, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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