Median home value in zip code 32404 (Panama City, FL) is $280,129, down 0.6% year over year. Part of the Panama City, FL metropolitan area.

Home Value$280,129

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 32404 (Panama City).

Income (annual)

Down Payment

$56,026 on $280,129

Example: $75,000 household income. Change it above to see your own.

Stretch31.5% of income

Above 28% but manageable with cuts.

PITI$1,967

P/I31.5%

Afford$249K

Gap-$31K

P&I $1,416Tax $201Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

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Metro Analysis

32404 is part of the Panama City, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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