Median home value in zip code 32405 (Panama City, FL) is $291,294, down 2.1% year over year. Part of the Panama City, FL metropolitan area.

Home Value$291,294

YoY Change

-2.1%

Prices falling — better for buyers.

Affordability

Enter your income for 32405 (Panama City).

Income (annual)

Down Payment

$58,259 on $291,294

Example: $75,000 household income. Change it above to see your own.

Stretch32.5% of income

Above 28% but manageable with cuts.

PITI$2,032

P/I32.5%

Afford$251K

Gap-$40K

P&I $1,473Tax $209Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

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Metro Analysis

32405 is part of the Panama City, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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