Median home value in zip code 32439 (Freeport, FL) is $393K, down 3.2% year over year. Part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Crestview-Fort Walton Beach-Destin, FL metro →

Home Value$392,528

YoY Change

-3.2%

AFFORDABILITY

Enter your income for 32439 (Freeport).

Income (annual)

Down Payment

$78,506 on $392,528

Out of reach — 41.9% of income

Need $112,114/yr to afford.

PITI$2,616

P/I41.9%

Afford$263K

Gap-$130K

P&I $1,985Tax $281Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32439 is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Crestview-Fort Walton Beach-Destin, FL analysis

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