Median home value in zip code 32459 (Santa Rosa Beach, FL) is $856K, down 6.1% year over year. Part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Crestview-Fort Walton Beach-Destin, FL metro →
Home Value$855,688
YoY Change
-6.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Enter your income for 32459 (Santa Rosa Beach).
$171,138 on $855,688
Out of reach — 84.6% of income
Need $226,714/yr to afford.
PITI$5,290
P/I84.6%
Afford$283K
Gap-$573K
P&I $4,327Tax $613Ins $350
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
32459 is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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