Median home value in zip code 32466 (Youngstown, FL) is $261,188, down 2.8% year over year. Part of the Panama City, FL metropolitan area.

Home Value$261,188

YoY Change

-2.8%

Prices falling — better for buyers.

Affordability

Enter your income for 32466 (Youngstown).

Income (annual)

Down Payment

$52,238 on $261,188

Example: $75,000 household income. Change it above to see your own.

Stretch29.7% of income

Above 28% but manageable with cuts.

PITI$1,858

P/I29.7%

Afford$246K

Gap-$15K

P&I $1,321Tax $187Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32466 is part of the Panama City, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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