Median home value in zip code 32504 (Pensacola, FL) is $265K, down 0.9% year over year. Part of the Pensacola-Ferry Pass-Brent, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Pensacola-Ferry Pass-Brent, FL metro →

Home Value$264,884

YoY Change

-0.9%

AFFORDABILITY

Enter your income for 32504 (Pensacola).

Income (annual)

Down Payment

$52,977 on $264,884

Stretch — 30.1% of income

Above 28% but manageable with cuts.

PITI$1,879

P/I30.1%

Afford$247K

Gap-$18K

P&I $1,339Tax $190Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32504 is part of the Pensacola-Ferry Pass-Brent, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Pensacola-Ferry Pass-Brent, FL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free