Median home value in zip code 32504 (Pensacola, FL) is $264,884, down 0.9% year over year. Part of the Pensacola-Ferry Pass-Brent, FL metropolitan area.

Home Value$264,884

YoY Change

-0.9%

Prices falling — better for buyers.

Affordability

Enter your income for 32504 (Pensacola).

Income (annual)

Down Payment

$52,977 on $264,884

Example: $75,000 household income. Change it above to see your own.

Stretch30.1% of income

Above 28% but manageable with cuts.

PITI$1,879

P/I30.1%

Afford$247K

Gap-$18K

P&I $1,339Tax $190Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32504 is part of the Pensacola-Ferry Pass-Brent, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Pensacola-Ferry Pass-Brent, FL analysis

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