Median home value in zip code 32541 (Destin, FL) is $613K, down 2.7% year over year. Part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Crestview-Fort Walton Beach-Destin, FL metro →

Home Value$612,776

YoY Change

-2.7%

AFFORDABILITY

Enter your income for 32541 (Destin).

Income (annual)

Down Payment

$122,555 on $612,776

Out of reach — 62.2% of income

Need $166,629/yr to afford.

PITI$3,888

P/I62.2%

Afford$276K

Gap-$337K

P&I $3,099Tax $439Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32541 is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Crestview-Fort Walton Beach-Destin, FL analysis

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