Median home value in zip code 32547 (Fort Walton Beach, FL) is $311K, down 1.9% year over year. Part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Crestview-Fort Walton Beach-Destin, FL metro →

Home Value$310,864

YoY Change

-1.9%

AFFORDABILITY

Enter your income for 32547 (Fort Walton Beach).

Income (annual)

Down Payment

$62,173 on $310,864

Stretch — 34.3% of income

Above 28% but manageable with cuts.

PITI$2,145

P/I34.3%

Afford$254K

Gap-$57K

P&I $1,572Tax $223Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32547 is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Crestview-Fort Walton Beach-Destin, FL analysis

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