Median home value in zip code 32548 (Fort Walton Beach, FL) is $333,728, down 1.1% year over year. Part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area.

Home Value$333,728

YoY Change

-1.1%

Prices falling — better for buyers.

Affordability

Enter your income for 32548 (Fort Walton Beach).

Income (annual)

Down Payment

$66,746 on $333,728

Example: $75,000 household income. Change it above to see your own.

Out of reach36.4% of income

Need $97,586/yr to afford.

PITI$2,277

P/I36.4%

Afford$256K

Gap-$77K

P&I $1,688Tax $239Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32548 is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Crestview-Fort Walton Beach-Destin, FL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.