Median home value in zip code 32548 (Fort Walton Beach, FL) is $334K, down 1.1% year over year. Part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Crestview-Fort Walton Beach-Destin, FL metro →

Home Value$333,728

YoY Change

-1.1%

AFFORDABILITY

Enter your income for 32548 (Fort Walton Beach).

Income (annual)

Down Payment

$66,746 on $333,728

Out of reach — 36.4% of income

Need $97,586/yr to afford.

PITI$2,277

P/I36.4%

Afford$256K

Gap-$77K

P&I $1,688Tax $239Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32548 is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Crestview-Fort Walton Beach-Destin, FL analysis

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