Median home value in zip code 32561 (Gulf Breeze, FL) is $670K, down 2.7% year over year. Part of the Pensacola-Ferry Pass-Brent, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Pensacola-Ferry Pass-Brent, FL metro →

Home Value$670,455

YoY Change

-2.7%

AFFORDABILITY

Enter your income for 32561 (Gulf Breeze).

Income (annual)

Down Payment

$134,091 on $670,455

Out of reach — 67.5% of income

Need $180,900/yr to afford.

PITI$4,221

P/I67.5%

Afford$278K

Gap-$392K

P&I $3,390Tax $480Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32561 is part of the Pensacola-Ferry Pass-Brent, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Pensacola-Ferry Pass-Brent, FL analysis

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