Median home value in zip code 32563 (Gulf Breeze, FL) is $396K, down 2.0% year over year. Part of the Pensacola-Ferry Pass-Brent, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Pensacola-Ferry Pass-Brent, FL metro →

Home Value$395,788

YoY Change

-2.0%

AFFORDABILITY

Enter your income for 32563 (Gulf Breeze).

Income (annual)

Down Payment

$79,158 on $395,788

Out of reach — 42.2% of income

Need $112,929/yr to afford.

PITI$2,635

P/I42.2%

Afford$263K

Gap-$133K

P&I $2,001Tax $284Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32563 is part of the Pensacola-Ferry Pass-Brent, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Pensacola-Ferry Pass-Brent, FL analysis

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