Median home value in zip code 32564 (Holt, FL) is $259K, down 2.9% year over year. Part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Crestview-Fort Walton Beach-Destin, FL metro →

Home Value$259,366

YoY Change

-2.9%

AFFORDABILITY

Enter your income for 32564 (Holt).

Income (annual)

Down Payment

$51,873 on $259,366

Stretch — 29.6% of income

Above 28% but manageable with cuts.

PITI$1,847

P/I29.6%

Afford$246K

Gap-$14K

P&I $1,311Tax $186Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32564 is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Crestview-Fort Walton Beach-Destin, FL analysis

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