Median home value in zip code 32565 (Jay, FL) is $266K, down 0.3% year over year. Part of the Pensacola-Ferry Pass-Brent, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Pensacola-Ferry Pass-Brent, FL metro →

Home Value$266,111

YoY Change

-0.3%

AFFORDABILITY

Enter your income for 32565 (Jay).

Income (annual)

Down Payment

$53,222 on $266,111

Stretch — 30.2% of income

Above 28% but manageable with cuts.

PITI$1,886

P/I30.2%

Afford$247K

Gap-$19K

P&I $1,346Tax $191Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32565 is part of the Pensacola-Ferry Pass-Brent, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Pensacola-Ferry Pass-Brent, FL analysis

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