Median home value in zip code 32578 (, FL) is $429,752, down 1.9% year over year. Part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area.

Home Value$429,752

YoY Change

-1.9%

Prices falling — better for buyers.

Affordability

Enter your income for 32578 (null).

Income (annual)

Down Payment

$85,950 on $429,752

Example: $75,000 household income. Change it above to see your own.

Out of reach45.3% of income

Need $121,329/yr to afford.

PITI$2,831

P/I45.3%

Afford$266K

Gap-$164K

P&I $2,173Tax $308Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32578 is part of the Crestview-Fort Walton Beach-Destin, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Crestview-Fort Walton Beach-Destin, FL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.