Median home value in zip code 32609 (Gainesville, FL) is $220K, down 3.6% year over year. Part of the Gainesville, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Gainesville, FL metro →

Home Value$220,164

YoY Change

-3.6%

AFFORDABILITY

Enter your income for 32609 (Gainesville).

Income (annual)

Down Payment

$44,033 on $220,164

Affordable — 25.9% of income

Under the 28% guideline.

PITI$1,621

P/I25.9%

Afford$238K

Room+$18K

P&I $1,113Tax $158Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32609 is part of the Gainesville, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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