Median home value in zip code 32625 (Cedar Key, FL) is $307K, down 9.3% year over year. Part of the Gainesville, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Gainesville, FL metro →

Home Value$306,703

YoY Change

-9.3%

AFFORDABILITY

Enter your income for 32625 (Cedar Key).

Income (annual)

Down Payment

$61,341 on $306,703

Stretch — 33.9% of income

Above 28% but manageable with cuts.

PITI$2,121

P/I33.9%

Afford$253K

Gap-$54K

P&I $1,551Tax $220Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32625 is part of the Gainesville, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Gainesville, FL analysis

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