Median home value in zip code 32631 (Earleton, FL) is $366,813, down 0.9% year over year. Part of the Gainesville, FL metropolitan area.

Home Value$366,813

YoY Change

-0.9%

Prices falling — better for buyers.

Affordability

Enter your income for 32631 (Earleton).

Income (annual)

Down Payment

$73,363 on $366,813

Example: $75,000 household income. Change it above to see your own.

Out of reach39.5% of income

Need $105,771/yr to afford.

PITI$2,468

P/I39.5%

Afford$260K

Gap-$107K

P&I $1,855Tax $263Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32631 is part of the Gainesville, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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