Median home value in zip code 32709 (Christmas, FL) is $467,524, down 0.6% year over year. Part of the Orlando-Kissimmee-Sanford, FL metropolitan area.

Home Value$467,524

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 32709 (Christmas).

Income (annual)

Down Payment

$93,505 on $467,524

Example: $75,000 household income. Change it above to see your own.

Out of reach49.5% of income

Need $132,514/yr to afford.

PITI$3,092

P/I49.5%

Afford$265K

Gap-$203K

P&I $2,364Tax $378Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32709 is part of the Orlando-Kissimmee-Sanford, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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