Zip Code

32738

Deltona, FLDeltona-Daytona Beach-Ormond Beach, FL

Median home value in zip code 32738 (Deltona, FL) is $299K, down 4.7% year over year. Part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Deltona-Daytona Beach-Ormond Beach, FL metro →

Home Value$299,302
YoY Change
-4.7%
AFFORDABILITY

Enter your income for 32738 (Deltona).

$59,860 on $299,302
Stretch — 33.2% of income

Above 28% but manageable with cuts.

PITI$2,078
P/I33.2%
Afford$252K
Gap-$47K
P&I $1,513Tax $214Ins $350
6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

32738 is part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Deltona-Daytona Beach-Ormond Beach, FL analysis
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32738 (Deltona, FL) Housing Market | CrashWatch