Median home value in zip code 32738 (Deltona, FL) is $299,302, down 4.7% year over year. Part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area.

Home Value$299,302

YoY Change

-4.7%

Prices falling — better for buyers.

Affordability

Enter your income for 32738 (Deltona).

Income (annual)

Down Payment

$59,860 on $299,302

Example: $75,000 household income. Change it above to see your own.

Stretch33.2% of income

Above 28% but manageable with cuts.

PITI$2,078

P/I33.2%

Afford$252K

Gap-$47K

P&I $1,513Tax $214Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32738 is part of the Deltona-Daytona Beach-Ormond Beach, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Deltona-Daytona Beach-Ormond Beach, FL analysis

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