Median home value in zip code 32904 (Melbourne, FL) is $374,396, down 3.6% year over year. Part of the Palm Bay-Melbourne-Titusville, FL metropolitan area.

Home Value$374,396

YoY Change

-3.6%

Prices falling — better for buyers.

Affordability

Enter your income for 32904 (Melbourne).

Income (annual)

Down Payment

$74,879 on $374,396

Example: $75,000 household income. Change it above to see your own.

Out of reach40.2% of income

Need $107,614/yr to afford.

PITI$2,511

P/I40.2%

Afford$261K

Gap-$113K

P&I $1,893Tax $268Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32904 is part of the Palm Bay-Melbourne-Titusville, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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