Median home value in zip code 32905 (Palm Bay, FL) is $232,215, down 7.7% year over year. Part of the Palm Bay-Melbourne-Titusville, FL metropolitan area.

Home Value$232,215

YoY Change

-7.7%

Prices falling — better for buyers.

Affordability

Enter your income for 32905 (Palm Bay).

Income (annual)

Down Payment

$46,443 on $232,215

Example: $75,000 household income. Change it above to see your own.

Affordable27.1% of income

Under the 28% guideline.

PITI$1,691

P/I27.1%

Afford$240K

Room+$8K

P&I $1,174Tax $166Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32905 is part of the Palm Bay-Melbourne-Titusville, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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