Median home value in zip code 32907 (Palm Bay, FL) is $297,858, down 4.7% year over year. Part of the Palm Bay-Melbourne-Titusville, FL metropolitan area.

Home Value$297,858

YoY Change

-4.7%

Prices falling — better for buyers.

Affordability

Enter your income for 32907 (Palm Bay).

Income (annual)

Down Payment

$59,572 on $297,858

Example: $75,000 household income. Change it above to see your own.

Stretch33.1% of income

Above 28% but manageable with cuts.

PITI$2,070

P/I33.1%

Afford$252K

Gap-$46K

P&I $1,506Tax $213Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32907 is part of the Palm Bay-Melbourne-Titusville, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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