Zip Code

32909

Palm Bay, FLPalm Bay-Melbourne-Titusville, FL

Median home value in zip code 32909 (Palm Bay, FL) is $314K, down 3.9% year over year. Part of the Palm Bay-Melbourne-Titusville, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Palm Bay-Melbourne-Titusville, FL metro →

Home Value$314,394
YoY Change
-3.9%
AFFORDABILITY

Enter your income for 32909 (Palm Bay).

$62,879 on $314,394
Stretch — 34.6% of income

Above 28% but manageable with cuts.

PITI$2,165
P/I34.6%
Afford$254K
Gap-$60K
P&I $1,590Tax $225Ins $350
6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

32909 is part of the Palm Bay-Melbourne-Titusville, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Palm Bay-Melbourne-Titusville, FL analysis
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