Median home value in zip code 32931 (Cocoa Beach, FL) is $452,671, down 2.5% year over year. Part of the Palm Bay-Melbourne-Titusville, FL metropolitan area.

Home Value$452,671

YoY Change

-2.5%

Prices falling — better for buyers.

Affordability

Enter your income for 32931 (Cocoa Beach).

Income (annual)

Down Payment

$90,534 on $452,671

Example: $75,000 household income. Change it above to see your own.

Out of reach47.4% of income

Need $126,986/yr to afford.

PITI$2,963

P/I47.4%

Afford$267K

Gap-$185K

P&I $2,289Tax $324Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32931 is part of the Palm Bay-Melbourne-Titusville, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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