Zip Code

32931

Cocoa Beach, FLPalm Bay-Melbourne-Titusville, FL

Median home value in zip code 32931 (Cocoa Beach, FL) is $453K, down 2.5% year over year. Part of the Palm Bay-Melbourne-Titusville, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Palm Bay-Melbourne-Titusville, FL metro →

Home Value$452,671
YoY Change
-2.5%
AFFORDABILITY

Enter your income for 32931 (Cocoa Beach).

$90,534 on $452,671
Out of reach — 47.4% of income

Need $126,986/yr to afford.

PITI$2,963
P/I47.4%
Afford$267K
Gap-$185K
P&I $2,289Tax $324Ins $350
6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

32931 is part of the Palm Bay-Melbourne-Titusville, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Palm Bay-Melbourne-Titusville, FL analysis
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32931 (Cocoa Beach, FL) Housing Market | CrashWatch