Median home value in zip code 32963 (Indian River Shores, FL) is $1040K, down 4.6% year over year. Part of the Sebastian-Vero Beach, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Sebastian-Vero Beach, FL metro →

Home Value$1,040,219

YoY Change

-4.6%

AFFORDABILITY

Enter your income for 32963 (Indian River Shores).

Income (annual)

Down Payment

$208,044 on $1,040,219

Out of reach — 101.7% of income

Need $272,357/yr to afford.

PITI$6,355

P/I101.7%

Afford$286K

Gap-$754K

P&I $5,260Tax $745Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

32963 is part of the Sebastian-Vero Beach, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Sebastian-Vero Beach, FL analysis

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