Median home value in zip code 33040 (Key West, FL) is $945,625, down 4.9% year over year. Part of the Key West, FL metropolitan area.

Home Value$945,625

YoY Change

-4.9%

Prices falling — better for buyers.

Affordability

Enter your income for 33040 (Key West).

Income (annual)

Down Payment

$189,125 on $945,625

Example: $75,000 household income. Change it above to see your own.

Out of reach92.9% of income

Need $248,957/yr to afford.

PITI$5,809

P/I92.9%

Afford$285K

Gap-$661K

P&I $4,782Tax $678Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33040 is part of the Key West, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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