Median home value in zip code 33540 (Zephyrhills, FL) is $330,434, down 3.5% year over year. Part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area.

Home Value$330,434

YoY Change

-3.5%

Prices falling — better for buyers.

Affordability

Enter your income for 33540 (Zephyrhills).

Income (annual)

Down Payment

$66,087 on $330,434

Example: $75,000 household income. Change it above to see your own.

Out of reach36.4% of income

Need $97,586/yr to afford.

PITI$2,277

P/I36.4%

Afford$254K

Gap-$76K

P&I $1,671Tax $256Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33540 is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Tampa-St. Petersburg-Clearwater, FL analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.