Median home value in zip code 33548 (Lutz, FL) is $657,624, up 0.7% year over year. Part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area.

Home Value$657,624

YoY Change

+0.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 33548 (Lutz).

Income (annual)

Down Payment

$131,525 on $657,624

Example: $75,000 household income. Change it above to see your own.

Out of reach67% of income

Need $179,357/yr to afford.

PITI$4,185

P/I67%

Afford$275K

Gap-$383K

P&I $3,325Tax $510Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33548 is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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