Median home value in zip code 33549 (Lutz, FL) is $430,644, down 3.6% year over year. Part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area.

Home Value$430,644

YoY Change

-3.6%

Prices falling — better for buyers.

Affordability

Enter your income for 33549 (Lutz).

Income (annual)

Down Payment

$86,129 on $430,644

Example: $75,000 household income. Change it above to see your own.

Out of reach45.8% of income

Need $122,614/yr to afford.

PITI$2,861

P/I45.8%

Afford$263K

Gap-$167K

P&I $2,178Tax $334Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33549 is part of the Tampa-St. Petersburg-Clearwater, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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