Median home value in zip code 33809 (Lakeland, FL) is $309K, down 3.5% year over year. Part of the Lakeland-Winter Haven, FL metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lakeland-Winter Haven, FL metro →

Home Value$309,406

YoY Change

-3.5%

AFFORDABILITY

Enter your income for 33809 (Lakeland).

Income (annual)

Down Payment

$61,881 on $309,406

Stretch — 34.2% of income

Above 28% but manageable with cuts.

PITI$2,136

P/I34.2%

Afford$253K

Gap-$56K

P&I $1,565Tax $222Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33809 is part of the Lakeland-Winter Haven, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lakeland-Winter Haven, FL analysis

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