Median home value in zip code 33812 (Lakeland, FL) is $372,371, down 1.8% year over year. Part of the Lakeland-Winter Haven, FL metropolitan area.

Home Value$372,371

YoY Change

-1.8%

Prices falling — better for buyers.

Affordability

Enter your income for 33812 (Lakeland).

Income (annual)

Down Payment

$74,474 on $372,371

Example: $75,000 household income. Change it above to see your own.

Out of reach40% of income

Need $107,143/yr to afford.

PITI$2,500

P/I40%

Afford$261K

Gap-$112K

P&I $1,883Tax $267Ins $350

6.50% 30yr, 20% down, county tax + FL ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

33812 is part of the Lakeland-Winter Haven, FL metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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